>You're attempting to connect to yourself here?  See below for 
>loopback additions to your ipf.conf.

Yep, trying to connect local for a system that is not on a network (yet)
to make sure things are working (like pop/imap/smtp).

>I would add this to your ipf.conf though:
>pass in quick on lo0 all
>pass out quick on lo0 all
>
>and these:
>block in quick on le0 from 127.0.0.0/8 to any
>block in quick on le0 from any to 127.0.0.0/8

That was it, I had tried a verion of the first group but had done it 
wrong.  Thank you much for the help, all is working now!

-Sean